How Do I Qualify Our lenders and banks look for two major key factors for the customer (at least one has to be met):1- Stability:-a. Reasonable time on the jobb. The more income the better2- Credit:-- A decent credit history 09/12/2018 in FAQ Questions, How do I qualify?, what all do I need?
What type of documents do I need Types of Documents required:1. Proof of Income:-a. For W-2 employees, we only need the most recent two pay-stubs.b. 1099 (Cash) employees, we need 3-6 months bank statements in most cases. (Further documents might be required)c. Self-employed (Business owners), we need 6 months bank statements in most cases. (Further documents might be required)2. Proof of Address:-- Two bills or mail dated within the last 30 days.3. Identification:-a. Valid ID cardb. Valid Driver License. (might be required in some cases) 09/12/2018 in FAQ Documents required, What all do I need?, What should I bring with me?
What is the Lowest Interest Rate I can get For qualified customers we can get as low as %3.5 APR 09/12/2018 in FAQ APR, Interest Rate, Good Credit
Currently in a Bankruptcy program, do I qualify For Chapter 7:-- All we need is the 341 letter (Meeting with creditors letter).For Chapter 13:-- A letter from the trustee showing the vehicle's qualifications. 09/12/2018 in FAQ Bankruptcy Programs, Chapter 7, Chapter 13
I just had a Repo, Do I qualify Yes, in most cases we will be able to get you approved, however, Repo must be at least 90 days old. 09/12/2018 in FAQ Repo, Do I qualify?
I have an open car loan, can I buy another car Yes. In most cases we can get you in a second car without a co-signer, however, a co-signer is needed in some situations. 09/12/2018 in FAQ Open car loan, 2 cars